If you want flood damage restoration you can take care of the damage yourself or hire a restoration service to do the work for you. If the flood was a result of some thunderstorm or hurricane your insurance will only pay for it if you have the special flood insurance coverage, which is sold separately from a homeowners insurance policy.
Who pays if the damage is not from a natural occurrence? If this flood was a result of a faulty toilet, for example, you'll likely get a check from your home insurance company. If, for example, you knew that this toilet was faulty in the first place and did nothing about it, the insurance company won't cover you because it considers the damage as negligence on your part.
When cleaning up water, the main thing you have to worry about is mold and mildew growing after all of the water is sucked out. Once you get all the water out you can prevent mold and mildew from growing by drying out your house as much as possible. This would include cranking up the air conditioning, opening up the doors and windows, and using a dehumidifier. If some water got on your drywall, you may very well have to replace this drywall so that it doesn't start growing behind it.
If the flood damage is bad enough, go ahead and hire a restoration company. If you have a mild case of flooding, you can easily clean it up yourself with the help of some buckets, a shop vac, mop, and/or water pump flood damage restoration .
